Collection Portfolio Incharge - Banking

Job Title: Collection Portfolio IN charge

Job Location: Jaipur

Industry Type: Banking

Functional Area: Financial Services, Banking, Investments, Insurance

Employment Type: Full Time, Permanent

Role Category: Retail/Personal Banking

Job Requirements:

- Must have Corporate exposure to Collection Strategy and Analytical Task.

- Exposure to Vehicle Financing Products such as CV, HCV, LCV, SME, MSME is Must.

Roles and Responsibilities:

- Ensure timely achievement of collections targets by formulating & executing collections strategy.

- Managing end to end collections for the lending business.

- Responsible for the development, monitoring and implementation of Loans Collections strategies.

- Identify and pursue opportunities that enhance the collectability of / financial return upon impaired assets by improving the decision tools, treatments and strategies used within Loans Collections processes.

- Own the day-day relationship with Credit Operations to execute strategies and enable delivery of portfolio Collections performance in line with agreed business plan and service level agreements.

- Publish key management information and collection scorecards on a regular basis to support business direction.

- Providing timely feedback and update to State Collection Head to track productivity and account-wise feedback and thereafter necessary action to be taken.

- Motivating, managing and counseling the Zonal/Regional/CMs to ensure their continued focus towards the achievement of overall Business target.

- Tracking efficiency & effectiveness of the Resolution/Recovery of the portfolio Daily basis and providing feedback to them.

Desired Candidate Profile:

- Should have control on collection data analytics with major KRA on controlling the flow of cases toward 60+ bucket and hands on in following up with team down line and flash the daily dashboard with analytic insights for better collection and well versed with written & oral communication (English).

- Minimum exposure should be managing show of 50000 to 1 lac cases with AUM of 1000 + Cr at least in same profile.

- Have experienced career growth in last 5 years at least with dynamic personality with high level of energy and positive attitude.