Clix Capital - Policy Manager

Roles & Responsibilities

1. Formulate/Assist the Policy Head to manage portfolio policy for the respective products, focusing on healthy organic portfolio growth through existing and in-process portfolio programs

2. Work with the Policy team to provide supporting data & analysis in setting risk appetite for the product

3. Partner with risk/ops counterparts and the business in managing the portfolio to achieve plan numbers and product sustainability

4. Responsible for day-to-day activity such as data base generation, MIS/reporting generation, portfolio analysis and policy monitoring

5. Work with risk/ops counterparts and the business to ensure correct policy implementation on an operational level

6. Provide supporting data & analytics at on portfolio level and segment level for the purpose of monitoring & policy adjustment to policy with the ultimate goal of managing risk and maximizing rewards

7. Partner with Risk MIS team, provide supporting data for Credit Risk Reporting and Portfolio Quality Review Reporting, as well as ad-hoc reporting as needed

8. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding the organization by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Requirements

1. 5-7 years work experience preferably in NBFC with good understanding of Risk Policy

2. Should have good working knowledge of scorecards and should have developed digital journeys

3. Well versed with IND AS

4. Good interpersonal skills as the role involves engagement with multiple stakeholders