Chief Risk Officer - NBFC - Responsible for and has the authority to make decisions on risk management issues that directly impact the company. Sets the strategic risk management vision and is charged with delivering that strategy for the company. - Develop the Risk Management team by bringing in and developing the required competencies within the team to able to assess and mitigate the risks within and outside of the company. - Set the risk assessment and underwriting framework for the credit cards and other loan products within the organisation in line with the company's risk appetite and monitor for results against set benchmarks and standards. - Identify the Market, Enterprise and Organizations Risks for the organisation, quantify the risk limits and take risk mitigation activities as required. - Identify the risks arising from emerging trends / regulatory changes / technology changes for the credit cards, unsecured and secured loan products and develop strategies to mitigate the same. Set up the Framework and the guidelines to analyze the portfolio risk and build the team to continuously monitor risks form a product portfolio perspective. Responsible for implementing the infrastructure necessary to identify, assess and manage the control of risk. - Create and disseminate risk measurements and reports. - Co-Ordinate with Technology team in managing Information Security for the organisation by identifying the potential risk from network and data security and taking measures to mitigate the same. - Interface with key stakeholders such as the board, senior management, regulatory and compliance authorities. - Develop and set up the team by hiring talent with the appropriate competencies required within the Risk function to effectively support business needs and balance portfolio growth with quality of the balance sheet. - As a part of the leadership team, provide insights in the development and continuous evaluation of Risk - Develop a talent pipeline of high potential employees and ensure the retention of key and critical talent within the Risk function - Strong understanding of the Credit Card &Personal Loans credit products and Risks associated with the same. - Sound understanding of all relevant regulatory framework related to the Credit Cards and Personal Loan products as well as enterprise. - Sound understanding of Business processes as well as dynamics of the external environment. - Knowledge of Information Security related risks and processes and mitigating them would be an added advantage. - Ability to identify patterns, forecast trends and risks associated therein. - Ability to contribute to strategy and business growth. Strategic and analytical bent of mind. - Strong investigative and decision making skills. - Ability to make sound decisions by clear logical thinking and demonstrated process driven approach. - Ability to deal with ambiguity. - Ability to manage and influence internal as well as external stakeholders - Minimum 16 years of experience in banking or financial services companies. - Hands on experience within the risk function for credit cards or unsecured lending for a minimum of 5 years at a bank or NBFC is a prerequisite. - Exposure to risk management of secured products will be an added advantage. - Demonstrated credit and risk experience with a focus on analytics, data interpretation and holistic business understanding.

Mumbai

Navi Mumbai

Chief Risk Officer - NBFC 

Chief Risk Officer - NBFC  ,Job Description for Chief Risk Officer - NBFC  in Confidential in  Mumbai Navi Mumbai for (16-20) years of experience. Apply Now!

Job Description for Chief Risk Officer - NBFC  in Confidential in  Mumbai Navi Mumbai for (16-20) years of experience. Apply Now!