Job Description :
- Responsible for ensuring the overall quality of the lending portfolio by planning and directing all aspects of credit risk.
- Ensure an effective credit risk management program is in place within the company, by establishing the framework for risk management activities and driving consistent standards across the organization.
- Identify credit risk; Assess enterprise effectiveness in managing these risks through appropriate internal controls; and build awareness of the business implications of credit risk, and how to manage credit risk, as part of the leadership culture.
- Provide senior management advice on credit risk issues in strategic decision making.
- Develop continuous monitoring and improvement of the quality of the organization's credit and lending portfolio through credit policy direction and implementation
- Establish and manage all departmental policies and procedures.
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