Chief Risk Officer - BFSI

Location : Bangalore, India

Industry : Fintech Startup

Company Profile:

Fintech Company, well-funded start up based out of Bangalore. The Company offers High Yield Alternate Investment Opportunity for Retail Investors.

Job role Purpose:

The client is in the business of offering various investment products to Retail Investors. Hence, they need a strong risk background senior professional who comes with deep understanding of risk associated with such investment products to strengthen firms risk managing capabilities.

Job Responsibilities:

- Create and implement various Product Risk Policy, Operation Risk Framework, Portfolio Risk Parameters

- Responsible for underwriting different investment product presented by RM teams

- Build a team with strong understanding of products like Invoice Discounting, Leasing, Revenue based Finances, NCDs/MLD's, etc from Risk and structuring perspective.

- Assesses credit opportunities; identifies key risks, and suggest structural alternatives working with relationship managers and credit officers

- Undertakes the analysis, evaluation, and underwriting of proposed new product line.

- Suggest risk-mitigation strategies with business orientation

- Takes ownership of credit process, making decisions in the best interest of the customers & organization.

- Responsible for conducting research on borrowers and industry risk

- Create awareness and training on risk ratings and the rationale for the determination of acceptable credits with the relationship managers (RM) and credit approvers.

Expected Behavioral Traits :

- Start-up attitude: quick execution, self-drive and willingness to work long hours.

- Good written and verbal communication skills, able to deliver clear, concise information to Management and team, ability to multitask.

- Strong quantitative and analytical skills to run the necessary calculations; finance and accounting skills, to understand the impact of various risks on the company's budget and revenue.

- People or "soft" skills for collaborating with, influencing and educating employees and fellow executives about risk-related issues

- Agile attitude for building Risk matrix in New Age Alternate Products (example Art, VC Debt, etc)

Qualification :

- Bachelor's Degree Finance

- MBA Finance from premier institutes or CA first attempt

- Min 10-15 years of experience within the similar field