Exp : 10 - 20 years CTC : 65 - 70 LPA Talents from Banking Only 65% - Focused on credit risk and rest would be market &amp; operational risk Reporting :&nbsp;Dual reporting to the Country Head in Mumbai as well as the Head of Wholesale Credit based in Dubai - Manage the overall Risk Management functions of the bank addressing Credit, Market, Operational, wholesale, legal and reputation risks. Devise and implement a risk management structure, compliant with central bank regulations, our requirements and international best practice. Key Result Areas : Credit Risk : - Quality of assigned loan portfolio, as measured by % of classified outstanding and hence loan loss provisions, Volume of assigned portfolio. - Implementation of appropriate risk reporting to the Country Head, Manco and senior management - Early detection of warning signals to ensure timely corrective action, and hence minimize loan losses. - Develop, document and review deals, structures, credit products / services and provide business solutions which meets business and customer requirements within credit and operational risk guidelines and policies. - Be vigilant about changing credit risk environment / profiles of countries / regions in general and customers / relationships in particular by developing, setting up and ensuring ongoing and periodic monitoring and reviews. - Developing and spreading a credit culture throughout the Banks RMs. - Provide expertise and solutions to RMs and ARMs in developing deal / transaction structure, and advising on handling problem accounts. - Review credit policies and procedures on a periodical basis, and recommend changes where appropriate. - ICAAP ownership along with periodic stress testing - Managing and monitoring local regulatory requirements such as Single &amp; Group Borrower norms, Sectoral limits, PSL, Country/Bank limits - Developing credit risk model for branch operations and credit rating framework in line with H.O. requirements - Working with Business units to arrive at the credit cost and the resultant economic profit and the requirement of economic capital - Conduct Risk Management Committee meetings at stipulated periodicity. - Monitor various regulatory limits like country risk, bank risk, SBL / GBL norms etc. - Lead IFRS 9 calculation for impairment of financial instruments - Review and comply with the credit policies and procedures - Approve credit within delegated lending authorities based on acceptable underwriting standards - Make customer calls as and when needed to assess borrowers - Conduct periodic portfolio reviews and portfolio stress testing and identify weak credits and take necessary action as remedy Operational Risk - Primary responsibility to monitor and measure OR and support identification and control of OR for the group. - Define policies regarding management responsibilities, control standards and accountabilities that ensure the stability and surety of all transaction processing. - Facilitate branch wide risk assessments and monitors priority risks accordingly. - Validation and periodic review of RCSA, administer error logs and align the same for computation of Operational risk Market Risk - Establish the Market Risk function for the Bank in line with HO &amp; Local Regulatory requirements (including defining the Middle and Back office functions to difference from Market Risk), staff and make the roles operational. - Establish market risk measurement systems, in line with HO &amp; Local Regulatory requirements Monitor Market Risk : - Monitor various limits like AGL, IGL, NOOP, VaR etc. Liquidity Risk : - Monitoring as per RBI guidelines : Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards - Strict adherence of ALM guidelines&nbsp; Knowledge, Skills, and Experience : - University Graduate with Masters Qualifications. - Professional qualification in business / commerce / economics / law. - High degree of credit skills (credit, analytical, judgmental) and geographic locations. - Excellent written / verbal communication skills. - Sound knowledge of local banking law / practice and products / services, especially in the area of international payment, trade finance &amp; treasury. - Knowledge of trade finance with reference to documentation and structuring.&nbsp; - Knowledge of Corporate Banking with reference to risk monitoring. - Expert level quantitative and financial techniques / skills; effective negotiation; and excellent command over verbal and written English. - Team player and participation experience in variety of banking initiatives and solutions. - Proven decision making track record under pressing conditions.

Mumbai

Chief Risk Officer - Bank 

Chief Risk Officer - Bank  ,Job Description for Chief Risk Officer - Bank  in Staffio HR in  Mumbai for (10-20) years of experience. Apply Now!

Job Description for Chief Risk Officer - Bank  in Staffio HR in  Mumbai for (10-20) years of experience. Apply Now!