We are recruiting a Chief Manager - Credit for a leading NBFC The person is accountable for the entire credit process, including preparation and consistent application of credit policy, periodic credit reviews of existing customers, and the assessment of the credit worthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses. 1. Credit Appraisal of Loan applications within defined guidelines &amp; accordingly recommend for approval/rejection to higher authorities 2. Underwriting cases with the desired level of quality and enabling achievement of target by proper training 3. Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in an evaluation 4. Decision making within defined TAT 5. Understanding of property related knowledge (like legal title and market value of the property) 6. Coordinating with sales, operations, legal, technical and customer service to ensure the TAT 7. Assist in designing and reviewing the processes and policies to provide best in class TAT for all applications 8. Should understand digitalization of credit process from lead sourcing to post-disbursement 9. Knowledge on credit scoring and other tools to facilitate standardization and improvement in credit appraisal process. 10. Lay down uniform operational manuals, standardized credit processes for the MSME covering all policies, procedures and compliances under guidance of the management 11. Monitor the entire portfolio and report to higher officials on a regular basis 12. Recommend modifications in key measuring and scoring of loan documents based on performance metrics 13. Conduct credit for files which come under his / her authority judiciously and within TAT 14. Work closely with Control functions like Audit and Vigilance to manage Portfolio Risk Ideal candidate will be MBA/CA with 6-10 years within a credit/lending background preferably working for a large financial institution

Kerala

Chief Manager - Credit - NBFC 

Chief Manager - Credit - NBFC  ,Job Description for Chief Manager - Credit - NBFC  in Bridge Talent in  Kerala for (6-10) years of experience. Apply Now!

Job Description for Chief Manager - Credit - NBFC  in Bridge Talent in  Kerala for (6-10) years of experience. Apply Now!