Chief Manager/AVP - Area Sales Manager - Agri/SME Working Capital Loans - Bank

Agri Business Group (Agri SME - Working Capital Loans) - Portfolio Management

- Manage team of Portfolio Managers to manage and grow existing portfolio of customers in Agri SME space.

- Acceptable knowledge of respective geography & ability to quickly recruit quality team members.

- To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by - offering loan products in line with customer requirements of Working capital (fund based/non-fund based) & Term Loan facilities

- Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis.

- Deepening relationship with existing customers through Cross sell liability & other third party products.

- Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection

- To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements & collaborate with internal bank channels for deepening customer base.

- Improve efficiency by monitoring & suggesting improvement in processes basis ground reality & - market trends.