Chief Data Officer - Credit Function - BFSI

He overall objective of the role is to transform the credit function of the organization by using data science for smart decision making.

Responsibilities -

- Setup, Manage and Lead the Data Science team Providing Advanced Analytics, MIS and Digital solutions to Sales, Credit, Collections, and Ops

- Provide strategic inputs and identify business growth opportunities

- Applicant Scorecard for quick, efficient, and statistically validated segmentation of applicants to reduce TAT and improve conversion rate

- Collections Scorecard to identify Self-cure and PD to optimize the cost of collections, improve the Return on Efforts and control the Roll Forward Rate

- Reject Inferencing - To identify the credit policy effectiveness/gaps and the potential to relax our risk parameters

- Collections Optimization Tool - For optimized collections using the Travelling Salesman Problem as our building block

- Liaise with the Senior Management Team and Board of Directors to manage expectations,

- Automation of existing MIS framework using SAS and R to minimize manual intervention and hence the probability of error while computing the reports

- Development of new Reports / Dashboards using SAS and R to improve the visualization and share new insights with the key stakeholders

- Digital: Work with the technology business partner to enable the Mobility Platform to support handheld devices for enabling our salesforce

- New website development

Background & Competencies required

1. Good pedigree

2. Experience of data science in credit intensive organisation

3. Collaboration ability

4. Leadership ability

5. Transformation ability

6. High of energy & initiative