Chartered Accountant - Credit Underwriting

Hiring Chartered Accountant freshers

CA Freshers-Credit Underwriting

Job description:

- Underwriting of EML & SME (medical equipment/machinery funding, School funding) cases

- Make optimal use of the Loan Origination System and Loan Management system

- Maintain Credit TAT

- Manage Credit Underwriting as per policy

- Monitor Delinquency and NPA to budgeted levels for the product

- Manage Credit Cost as per approved budgets

- Give feedback to Credit Policy based on experience of underwriting

- Data Slicing/ Analysis and publishing of the reports

- PDD monitoring

- Industry Analysis Credit Assessment: Evaluate creditworthiness of borrowers by analyzing financial statements, credit reports, and other relevant financial information. Assess the borrower's ability to repay loans or meet financial obligations based on their financial position, cash flow, and credit history.