Job Role:
- Identifying and prioritizing business use cases: Work with business heads/product heads to identify and prioritize business problems which can be solved through data analytics. The individual should have knowledge of Asset Lending.
- Opportunities identification: Increase the pre-approved/pre-qualified base by mining internal bank customers. Optimise the acquisition funnel/waterfall.
- Building the customer analytics engine: Lead a team of business analytics, who have knowledge of SQL/SAS &/or R/Python and can draw insights from banking transactions, product usage etc. and build deep customer insights. Experience of having built credit/propensity/classification models individually or jointly with the data science team. Parametrise lending rules.
- Guiding the data scientist: Liaise with data scientist to build predictive or classification models or advanced text mining solutions based on the problem statement
- Business Understanding and Stakeholder Management: Deep understanding of lending practices. Drive implementation of analytics solutions jointly with business owners.
- Strong Analytical Skills: Expertise in using statistical tools SAS/R/Python. Ability to generate business insights from data
- Engagement with Alternate data/vendors: Ability to work with alternate data vendors to develop models for acquisition or data mining or exploring newer opportunities to identify alerts/triggers/early warning signals.
Job Requirements:
- Education Background: M.Sc. (Stat)/M.Tech Data Science/MBA/ CA Specialization from Tier I or Tier II institutes. Relevant experience of atleast 10+ years of analytics in the lending space
- Project-management skills - The individual should be able to direct an analytics initiative from ideation through POC and final implementation
- An entrepreneurial spirit - You should have the enthusiasm, commitment and business savviness to drive the implementation of solutions
- Team Management: Ability to lead and motivate a team of skilled business analytics/data scientists
Personality traits:
- Candidate must have excellent organizational skills, be level-headed, have good interpersonal skills
- Individuals with competency in advance analytics
- Highly logical individuals with appreciation of emerging analytical and marketing technologies
- Strong communication skills to effective interaction with business stakeholders
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