Branch Manager - Secured Loan - Bank

Urgent opening for Branch Manager in Secured Loan (LAP/ Mortgage)

Experience :

- 7 years + in Secured Loans with team management expertise

- Managing branch profitability for 3 - 4 years

- Both product BL and LAP preferably.

Job Responsibilities

- Managing all team members of branch and create the healthy atmosphere for smooth functioning of all departments. Responsible for co-branding and cross selling of other banking products.

- Managing & training of DMA / DST, Credit / Ops / Sales team in order to expertise them in Product Knowledge with Better presentation in front of Customer

 - Evaluating mortgage loan proposals and sanctioning loans after appraising the repaying capacity, security, past record etc. 

- Monitoring and evaluation of the performance of FI Agencies, Legal Advisors and Valuers and taking corrective measures, if required.

- Knowledge and experience of risk of Frauds related to Business Sourcing / Documentation and other types of frauds. Various risks associated with the product and ways to mitigate

- Liaison with Concurrent Audit and Corporate Audit Team.

- Liaison with SHCIL for Retrieval of Original Docket after loan Closure and Safe hand over to the Customer.

- Make Joint call with sales team for new Business.

- Main focus area to cross check original property papers kept in the own Custody in FRFC & other branches as on behalf and in association with AHFL.

- To get satisfactory rating in Audit for our branch

- Monitoring and evaluation of the performance of all team members, FI Agencies, Legal Advisors and Valuers and taking corrective measures, if required.