Role & Responsibilities: Key highlights of the role are listed below (purely indicative and not limiting): This position is responsible for managing the day to day functioning of the department. The Role and responsibilities of this position include: - Define Risk Appetite and document Board level lending policies. - Develop Lending Programs to support new product launches drive acquisitions, authorization, line management, collections, and fraud risk management strategies. - Innovative thinking digital, alternate straight through processing, Notouch/one-touch. - Work closely with Product and Sales to drive Business initiatives and Partnerships. - Document and monitor Credit Delegation and Deviation Matrices. - Stay abreast of Regulatory requirements /changes; ensure policies are in compliance with regulations. - Develop a robust RCSA and QC function to ensure policy compliance and minimize operational risk. - Interface internal and external Audit; ensure satisfactory audit results. - Implement robust Competition and Industry benchmarking / market intelligence gathering to ensure policies and practices are aligned with the market; identify opportunities to be the market leader in the company's chosen businesses. - Work closely with Credit Operations - Underwriting, Collections, Authorizations & Fraud; ensure alignment in intent and execution; calibrate policies based on ground level feedback. - Work closely with the Analytics team to develop and sign-off on loss forecast, IFRS, Stress test. - Lead Monthly, Quarterly Risk Reviews with key stakeholders to review Portfolio. - Deliver on agreed on Annual Business and Credit goals, risk appetite metrics. - Build a strong Policy team; develop talent. - Independently engage with key stakeholders to develop and influence business goals and strategies. Job-specific skills: Applicants should possess the following attributes: 1. Fluency with VisionPlus / TSYS, Falcon, Card Systems. 2. Experience with and exposure to Automation, Innovation, Digitization. 3. Experience with PL/BL policy will be an additional asset.

Mumbai

BoB Financial Solutions - Vice President/AVP - Credit Policy 

BoB Financial Solutions - Vice President/AVP - Credit Policy  ,Job Description for BoB Financial Solutions - Vice President/AVP - Credit Policy  in BOB Financial Solutions Ltd. in  Mumbai for (7-20) years of experience. Apply Now!

Job Description for BoB Financial Solutions - Vice President/AVP - Credit Policy  in BOB Financial Solutions Ltd. in  Mumbai for (7-20) years of experience. Apply Now!