Job description : - Responsible for the Credit card and Unsecured Loan Origination &amp; Underwriting function at BFSL. - Manage quality of risk origination underwriting for Credit Cards and Personal Loans. - Recruit, train and retain a qualified UW team. - Ensure full adherence to all risk policies and other risk operations desk instructions that is updated from time to time. - Comply with all Regulatory and other compliance policies including controlling of operational risks. - Drive service operations with adequate staffing (capacity plan management), productivity and effectiveness metrics. - Recommend and monitor UW delegation and deviation performance - Deliver promised turnaround time (TAT) for card/loan decisions. - Partner with Policy/Analytics to define policies and practices aligned with Industry standards/ best practices. - Provide SME (subject matter expertise) leadership for various applications including origination systems, BRE system development / sign-off on system changes etc. - Develop Process Maps and SOPs to drive efficiencies and control operational risk. - Stakeholder Management - timely feedback to Policy and Business based on market and UW feedback. - Monthly /Quarterly credit and process reviews with Senior Management. - Interface internal/external Audit/ Regulators; ensure satisfactory audit ratings. - Develop and maintain healthy working relationship with the Sales teams. Required Candidate profile Applicants should possess the following attributes: - Strong understanding of Credit card / Loan application systems to streamline delivery and effectiveness. - Good understanding to credit policies and other risk rules governing underwriting of unsecured lending products. - Strong team building and people management skills are a must. - Good Interpersonal skills to build and sustain relationships with other stakeholders like Sales/ Risk Management etc. - Excellent attention to detail. - Good communication skills &amp; command over English. - Demonstrated track record of delivering on Plan/Budget for both Provisions/losses and expense. - Understanding of credit card products is preferable including a working understanding of the Card platforms.

Mumbai

BoB Financial Solutions - Assistant Vice President - Credit Underwriting 

BoB Financial Solutions - Assistant Vice President - Credit Underwriting  ,Job Description for BoB Financial Solutions - Assistant Vice President - Credit Underwriting  in BOB Financial Solutions Ltd. in  Mumbai for (12-20) years of experience. Apply Now!

Job Description for BoB Financial Solutions - Assistant Vice President - Credit Underwriting  in BOB Financial Solutions Ltd. in  Mumbai for (12-20) years of experience. Apply Now!