BharatPe - Lead - Risk Strategy

Job Purpose

- Develop strategies and policies for Acquisition Risk, Portfolio Risk and Loss management

- Build and enhance data backed risk strategies using traditional and non-traditional approaches and data analyses

- Work with Business/Product/Tech teams to setup and monitor new products/ use cases and refinement of existing policies/processes to improve business opportunity while controlling portfolio quality

- Ongoing data analysis to create actionable insights for controlling risk and identifying opportunities

- Work along with Data Science team on risk modelling, Score card builds and Loss forecasting

Job Requirements

Qualifications - Post Graduate Degree in Engineering/Economics/Statistics/Management or Graduate with relevant 7+ years of experience

Experience - 7+ years of Risk Policy and Portfolio Management experience in Financial Services/Fintech preferably in Credit Card / Personal Loan/BNPL

Functional Competencies - Hands-on experience of defining credit policies, managing portfolio and risk modelling

- Adept in quantitative analysis, data mining, trend analysis and customer profiling within large data eco-system

- Experience of launching new products and risk strategies from grounds up

Behavioral Competencies

- Problem solving and analytical thinking

- Excellent stakeholder management, verbal and written communications

- Ability and desire to work in highly engaging and changing environment