Barclays - Senior Analyst - Risk

Business Area : Risk

Primary Location/s : Noida, India

Job Title : Senior Analyst

Reports to : AVP / Associate VP / VP, Barclaycard Risk Strategy India Hub

Department/Function : Barclaycard Risk Strategy

Corporate Grade : BA3

Barclays moves, lends, invests and protects money for customers and clients worldwide. Please visit our website here for more information.

About Risk and Barclaycard :

Barclays Risk is mandated by the Barclays Board with the overall management and oversight of risk management practices group-wide. It operates across the organisation, and globe to protect Barclays- financial performance and reputation.

Barclaycard is a leading global consumer payments company and a pioneer in new forms of payment. It helps consumers and businesses to make and take payments, and to access short-term credit and point-of-sale finance.

About Barclaycard Risk Strategy India Hub :

The Barclaycard Risk Strategy India Hub, based in Noida, supports the different Barclaycard teams globally in the area of Credit Risk Analytics and Strategy. The work can involve Acquisition Strategy, ECM Strategy (Existing Customer Management), HRAM Strategy (High-Risk Account Management), Collections Strategy, Impairment Analytics and other areas relevant to the Credit Risk organisation.

Overall purpose of role :

- It will involve producing necessary MI and deep-dive analysis to arrive at appropriate conclusions.

- It will be required to present these conclusions at appropriate forums.

- They will also need to drive a culture of continuous improvement and maintain an effective working relationship with stakeholders across functions and locations.

Key Accountabilities and Skills required :

Provide best-in-class analytics (70%) :

- Transform high-level requests into focussed and specific analysis

- Extend/ modify analysis based on observations/ knowledge of data and limitations, and implications of results

- Present and communicate results to Senior Management and drive stakeholder discussions

- Contribute to business development activities

Improve Internal Processes (10%) :

- Identify new opportunities for enhancing/ streamlining services

- Formulate opportunities into proposals, share with the manager and implement

Team Player Activities (10%) :

- Work effectively with peers and management team to achieve shared business objectives

- Contribute to the wider colleague agenda of the Barclaycard Risk Strategy India Hub

Stakeholder Management and Leadership (10%) :

The key stakeholders of this role will be

- The other members of the CRO team

- Collections, Fraud and other Operations teams

- The Commercial team

- Strategic Analytics team

Finance :

Risk & Governance :

- The person will need to work effectively with colleagues across these stakeholders to achieve shared business objectives. This includes sharing analytical insights, and presenting / defending these conclusions in appropriate formal and informal forums.

Decision-making and Problem Solving :

This is a very high-skilled job. It requires understanding of the portfolio metrics, processes, and P&L.

The role will involve :

- deciding appropriate data for any necessary analysis,

- deciding the appropriate analytical framework,

- extracting the necessary data,

- performing the analysis, and

- presenting the results to seniors within the team as well as to the wider stakeholder community

Risk and Control : All Barclays colleagues have to ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards

Your Skills and Qualifications will include :

Conceptual thinking : Strong strategic thinker with good intellect and ability to focus on different parts of the portfolio and their associated value generation. Strong project management skills with the ability to adapt to several projects simultaneously.

Team work : Commitment and ability to work with, and in, cross-functional and virtual teams - coupled with ability for straight talking.

Communication : Effectively and concisely communicate key issues and ideas through correspondences and verbally. Interface with seniors effectively. Interface with various departments effectively to ensure project delivery.

Analytical skills : Ability to problem solve and translate data into relevant risk and business information.

Innovation : Create appealing and innovative product concepts and communications. Ability to evaluate risk management concepts and communications.

Essential :

- A degree in an analytical/business related discipline

- Ability to generate insights from data, assess the commercial / financial impact and recommend action

- Understanding of statistical methods to enable appropriate interpretation of results

- Fair knowledge and effective use of analytical tools including SQL and SAS.

- Familiarity with Microsoft Excel, Word and PowerPoint

- Conceptual thinking - find innovative ways to solve analytical problems

- Ability to deliver accurate results within tight deadlines

- Team work - Commitment and ability to work with cross-functional teams

- Strong interpersonal skills

- Oral and written communication skills with ability to translate insight into a coherent story

Preferred :

- Post-graduate degree

- Some experience analysing programmes through the lens of Cards P&L and customer metrics.

- Familiarity with segmentation tools and strategies.

- Familiarity with risk reporting and risk management models

- Effective stakeholder management skills