AVP - Wholesale Risk - NBFC

Job Description :

- Independently evaluate deals across the capital structure (Equity, Structured debt) in real estate and corporate lending sectors

- Interact with internal stake holders (deal team, asset monitoring, senior management) and external stake holders (due diligence teams, promoters etc.) to get requisite data for analysis

- Develop and enhance proprietary in-house models for credit appraisal across sectors

- Define broader risk thresholds and framework depending on type of investment (equity, structured debt, CF) and rating of borrower

- Present independent view on deals to senior management, external co-investment partner and committee of independent Experts/Directors

- Conduct portfolio analysis for the entire portfolio taking into account diversification across various sectors, assets and sub-asset groups

- Provide strategic inputs on Portfolio treatment (eg: product/geography wise exposure management etc.)

Credit Structuring :

- To work with deal team to suggest appropriate changes to the deal structure in order to minimize risks

- Ability to identify risks in the proposed structure and ability to structure in order to mitigate the same

- Derive insights from portfolio analysis and incorporate the same in the underwriting standards for new deals