AVP/Specialist - Non Litigation - Strategic Partnership

- This position exists to help the Consumer Banking unit on legal and regulatory matters with focus on direct assignment, securitization, and strategic partnerships.

- It will provide solutions to legal and regulatory challenges and create a robust legal framework for partnerships aimed at maximising customer acquisition, engagement, and transactions within the scheme of laws and regulations.

- Pragmatic solutions on legal issues of retail banking business of the Bank are few key deliverables for this position.

- Anticipate and manage legal risk - Identify, evaluate, and address issues of legal risk in retail banking products & services (like credit cards, home loans, electronic banking services etc), securitization, co-lending, direct assignment transactions.

- Drafting and Negotiation - Independently design, draft, negotiate and approve legal contracts, letters of agreement, policies and other documents related to banking products and operational matters.

- Effectively manage outsourcing contracts and mortgages. Ability to innovate & standardize documents to make them customer friendly is crucial.

- Business Enabler - Provide pragmatic and effective legal advice using research and interpretation skills to achieve business objectives. As an expert of laws, provide consultative guidance for Bank's strategic goals, objectives, and partnerships.

- Think Strategically - Be a strategic contributor by proactively sharing legal updates and business opportunities emerging therefrom.

- Customer Focus - Participate in the development of transparent and legally sound processes, policies. Conduct risk reviews and develop procedures designed to reduce legal risk.

- Relationship led - Develop trust and strong relationships with internal stakeholders

- Develop good understanding of the products, internal processes, and customer journeys.

- Focus on providing legal support to retail banking unit on securitization, direct assignment, partnerships, and co-lending deals.

- Provide practical legal advice to business and support units to ensure that legal issues are identified and resolved, and that legal risk is adequately manage.

- Provide day-to-day legal support in the form of advisory and legal documentation on partnerships for expanding distribution of retail banking products and services.

- Responsible to stay updated with latest developments in the field of technology, for sharing impact of major changes in law.

- Responsible for providing guidance on handling customers complaints, vetting response to complaints to senior management, responding to notices from regulators/ authorities, vetting legal notices, etc.

- Always adhere to the legal risk management policies of the Bank and any prescribed legal standards.

- Identify and highlight legal risks appropriately while providing mitigating solutions.

- Able to adapt and respond to the fast changes in delivery of legal services and customer demands .