AVP/Senior Associate/Associate - Institutional Credit Risk - NBFC

Credit Risk - Institutional (AVP / Senior Associate / Associate) for an NBFC

Job Responsibilities:

- Analyze financial and business risk for financial institutions/ Corporates and provide an accurate update on their overall business model from a risk perspective

- Be brilliant with numbers, analyzing financial statements, interpreting data, and solving problems. Understand the balance sheet and analyze financial statements

- Participate in due diligence and analysis, preparation of credit proposals, undertaking market research, and presenting to the management

- Experience in developing risk scorecard/risk score models would be an added advantage.

- Experience in conducting due diligence in various sectors like retail, manufacturing, Hospitality, Food, beverage, and financial sector will be required

- Make sense of global markets and macros-economic analysis, drivers, what regulators do.

- Assess the credit risks and suggest suitable risk mitigants

- Present and provide recommendations to the credit committee around the risk portfolio of the clients based on multiple aspects

- Help Stitch and execute a deal where necessary with the client solutions team.

- Manage and influence internal as well as external stakeholders

Job Requirements:

- Master's degree in Finance / CFA

- 1 to 10 years of relevant credit assessment experience in corporates

- Experience with the Credit rating agencies, banks, and NBFCs will be preferred

- Structured credit/lending or portfolio/credit monitoring teams of Banks / NBFCs / PE / Debt funds / Rating agencies

- Experience in handling due diligence or transaction advisory

- Be brilliant with numbers, analyzing financial statements, managing, and interpreting data, and solving problems to aid in credit underwriting

- Have excellent report writing and communication skills

- Possess a good eye for detail and have demonstrated the ability to work under tight timelines

- Be willing to travel extensively pan-India for on-field monitoring of clients

About the Client: The client is an NBFC