AVP - Risk Analyst
Location - Pune
Exp : 3 - 5 Years
Profile :
- As risk analyst, we are clearly looking for driven individuals with an eye for detail to pickup nuances on risk profile from variety of data sources and make informed decisions
- Individual needs to be self-initiated, capable of working with minimum supervision
- 2+ years experience as Credit or Financial Analyst;
- Understanding of SME and/or Supply Chain Finance
- Minimum Education: Degree in Finance, Accounting or related field
- Strong mathematical and analytical skills with good knowledge of MS Office suite
Primary Responsibilities :
- Analyse customer credit worthiness and recommend credit limits in line with credit policy
- Monitor loan portfolio as per laid down standards to minimise risk of bad debts
- Manage reporting systems and prepare MIS at desired frequencies
- Participate in process improvement projects and support other management activities as required.
Duties :
- Liaise with loan applicants to procure relevant information for credit assessment
- Analyse data including purchase & sale history, banking transaction data, KYC etc to assess credit worthiness of applicant
- Prepare credit application memos as per credit policy
- Maintain accurate credit files and MIS
- Assist in completion of loan documentation and onboarding of borrowers
- Collect relevant data post disbursal to ensure continuous monitoring of borrowers
- Prepare MIS as per policy to maintain stringent control over loan portfolio
- Provide customer service and develop relationships with internal/external customers
- Participate in projects targeted at process and quality improvements, new initiatives etc
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