AVP/Manager - Credit Risk - BFSI

The main purpose for this role is to contribute towards building a sound quality asset portfolio and a conservative credit culture while ensuring that the credit recommendation process remains responsive to the needs. The role also involves assisting the Vice President with the management of the centralized credit risk management function for WMR HBUS in a Service Delivery location.

The jobholder shall have the following responsibilities:

- Evaluation & appraisal of complex credit applications / Enterprise Valuations within specified thresholds for Wholesale Banking businesses (CMB / GBM) in the United States ensuring adherence to appropriate credit standards in line with Risk policy & guidelines

- Deliver a high quality output within SLAs

- Strict adherence and maintenance of appropriate credit standards in the recommendation / approval and control of lending

- Participate in maintaining a stable lending portfolio within Group and Wholesale Banking policy objectives

- Provide support to VP / Onshore Project Manager in the expansion & management of the centralized credit approval unit.

- Actively assist in recruitment and training of the team

- Design & implementation of operating procedures in line with core tasks and responsibilities.