AVP - IT - Credit Card Origination Risk

Role Summary/Purpose :

- Brings IT innovations to improve application sourcing risk management process.

- Responsible for establishing and executing a vision for the delivery of information and analytics platforms and solutions to the business key stakeholders, particularly Risk and Sales leaders.

- Collaborates with the Sales and Risk Leader to interpret the business process context and to understand the functional requirements and translate them into IT requirement.

- Work with business leaders (Sales and Risk) to discover new opportunities to optimize the application sourcing through analytics and statistical modeling.

- Work with business owners to identify information needs and deliver a highly available and optimized reporting platform for Sales.

- Work with Sales leader to develop KPI dashboards.

- Implement a data driven application sourcing model for the organization.

- Brings technology innovations for sourcing channels e.g. improve sourcing via Web and Mobile Channel.

- Explore the opportunity to implement IT innovations in the Originations process and reduce the Cost of Acquisition and Time to Card.

Qualification and Experience :

- Degree in Information Systems, Computer Science or related technical discipline or equivalent , preferably MBA

- A minimum of 10 years of experience Credit Card Risk Management and in the Business Intelligence area during which both professional and management capabilities have been clearly demonstrated.

- Experience in BFSI and Credit Card Originations domain is preferred.

Technical Skill :

- Extensive experience in industry standard credit scoring tool such as Experian Decision Analytics.

- Experience in handing Industry standard business rule engine.

- Extensive experience in industry standard BI tools.

- Extensive expertise in data modeling, both logical and physical

- Experience in and understanding of a wide variety of analytical processes

- Full system development life cycle hands-on experience: analysis, designing, coding, testing, performance tuning and documentation

Business Skill :

- Extensive experience interacting with C-level executives

- Excellent written and verbal communication skills.

- Excellent presentation skills

- Proven ability to complete projects and achieve results in a challenging work environment.

- Proven ability to establish and articulate a vision, set goals, develops and execute strategies, and track and measure results.

- Proven strong negotiating and consensus building abilities.

- Proven skills to work effectively across internal functional areas in ambiguous situations.