AVP/DVP - Credit Card Risk - Bank

Position Purpose:

The position is intended to manage the risk for the portfolio by designing acquisition policies & strategies for credit cards

Key Responsibilities:

1 Design & Review credit policy and strategy for credit cards

2 Portfolio level analytics and generate implementable ideas and insights around new acquisitions

3 Build actionable strategies with the objective of reducing risk & optimizing revenue

4 Monitoring early delinquencies, vintage losses at portfolio level by various segments

5 Work closely with other functions like Business, IT, Analytics, Cobrand Partners etc.

6 Credit Card risk management exposure is preferred

Competency Requirements:

1. Technical Skills:

- Data analytics acumen is essential; ability to analyse multivariate data

- Working knowledge of SAS, SPSS Modeller, R, Python is preferred

- Knowledge of risk models, scorecards, segmentation

2. Behavioural Skills : 

- Influences stakeholders in a smooth, non-abrasive manner

- The scientific approach to problem solving. Definition; Hypothesis; Facts; Analysis; Solution. Incisive Analytical Skills.

- Directs and advises others on performance of their jobs, using appropriate leadership styles while managing different individuals

- Using generic or ad hoc methods, in an orderly manner, for finding solutions