AVP - Credit Supply Chain Finance

Key Responsibilities:

- Oversee the company's credit policies, procedures and processes related to SCF(Supply Chain Finance) and HVC(Hybrid Value Chain) business, ensuring all risks are addressed appropriately through evaluation and developing required risk frameworks.

- Directly responsible for the credit quality and risk performance of the company and the SCF and HVC businesses.

- Develop and review Early Warning System (EWS) reports.

- Periodic review of portfolio in accordance with current Industry scenario and recent RBI Circular, making amendments to Policy accordingly.

- Keeping a tab on external economic environment, regulatory policies and competition with a view to ensure strong business growth.

- Ensuring system automation for improving team efficiency and productivity.

- Using data analytics to develop insights into credit risk trends, identify emerging risks, and optimise credit risk management strategies.

Qualification and Experience:

- 10-15 years' experience required in the credit/risk department related to supply chain financing and/ or wholesale corporate lending.

- Master's degree (MBA preferred) from a reputed institute or a CA/CFA degree with relevant experience.

- Strong understanding of operational, legal and credit risk across the full range of industries.

- Should have experience in unsecured and financial based credit assessment.