AVP - Credit Risk - Institutional - NBFC

Job Location: Chennai

Job Type: Permanent

Job Responsibilities:

- Responsible for analyzing financial and business risk for financial institutions/ Corporates and providing an accurate update on their overall business model from a risk perspective

- Should participate in due diligence and analysis, preparation of credit proposals, undertaking market research, and presenting to the management

- Responsible for providing recommendations to the credit committee around the risk portfolio of the clients based on multiple aspects

- Should have experience in developing risk score cards / risk score models would be an added advantage

- Responsible to assess the credit risks and suggest suitable risk mitigants

- Should have experience in conducting due diligence in various sectors like retail, manufacturing, Hospitality, Food, beverage, and financial sector

- Analyzing financial statements, interpreting data, and solving problems. Understand the balance sheet and analyze financial statements

- Understanding of global markets and macros - economic analysis, drivers

- Help Stitch and execute a deal where necessary with the client solutions team

- Interacting and liaising with internal as well as external stakeholders

Job Requirements:

- Master's degree in Finance / CA

- 8+ years of relevant credit assessment experience in corporates

- Experience with Credit rating agencies, banks, and NBFCs will be preferred

- Structured credit / lending or portfolio / credit monitoring teams of Banks / NBFCs / PE / Debt funds / Rating agencies

- Should Have experience in handling due diligence or transaction advisory

- Be brilliant with numbers, analyzing financial statements, managing, and interpreting data, and solving problems - to aid in credit underwriting

- Good communication - written & verbal and excellent presentation skills

- Excellent analytical skills

About the Client: The client is an NBFC.