AVP - Credit Risk Analyst - SME - Bank

AVP - Credit Risk Analyst - SME

Discipline - Banking

Subsector - Credit & Lending

Location - Mumbai

About our Client - Our client is one of the largest MNC banks in the world known for its aggressive and progressive approach. They service retail, corporate, and investment banking clients and have been successful in expanding their services in the sub-continent.

Job Description - As the AVP - Credit Risk Analyst - SME, you will be reporting to the Director - SME Business and will be responsible for :

- Credit decision making, completing the due diligence and preparing credit appraisals of customers

- Conducting an objective and thorough credit analysis of the credit-worthiness of borrowers using analysis of historical and projected financial statements, biographical data, market information, credit reports and identify key transactional risks & mitigates

- Structuring credit proposals aligned with risk standards with understanding of the client's strategic and financial objectives/needs

- Engaging directly with customers on a periodic basis to monitor customers business health and give assessments and early warnings signals

- Generating ideas for improving lending process efficiency

The Successful Candidate :

- You will be a MBA (top tier B School) / CA (first attempt) with at least 8 years of experience in Commercial Banking in a Credit Analyst role for the SME segment

- You will have sound knowledge of asset products across Working capital, Term loan etc

- You will have the ability to influence and drive stakeholders

- You will have excellent written and verbal communication skills

What's on Offer :

- Working with a team of highly qualified individuals, in a role that promises excellent remuneration, fast track growth and global career prospects

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