AVP - Credit Management - FinTech VC Firm

Company: Fintech VC Firm

Location: Bengaluru

Experience: 5yrs +

Budget: 30-45 LPA

We are looking for an AVP, Credit to drive our credit underwriting process. As a Credit Manager, you will be responsible for evaluating the creditworthiness of potential customers, creating credit scoring models, approving and rejecting loans, finalizing commercials, and updating the company's credit policy. Our ideal candidates combine strong analytical skills with confident communication skills.

Responsibilities:

- Evaluating the creditworthiness of potential customers based upon multiple online and offline data sources

- Creating credit scoring models for risk assessments.

- Conducting personal discussions with customers to clarify all open questions.

- Approving and rejecting loans based on creditworthiness and business outlook

- Calculating and setting financing commercials

- Maintain records of loan applications

- Monitoring loan payments and bad debts.

- Reviewing and updating the company's credit policy.

- Defining early warning signals to track portfolio performance.

- Work with the policy team to ensure the right risk parameters are captured and assessed

Requirements:

- 5+ years of experience in SME credit.

- Understanding of new-age / eCommerce businesses preferred.

- Ability to assess customers basis standard documents like Financials, Banking, GST etc.

- Experience in setting up strong credit underwriting processes and scale them

- Proficient in MS Excel and the ability to bring out insights from data

- Excellent analytical skills and detail orientation.

- Good communication and interpersonal skills.

Interested candidates can share their interest in this role or can also apply/Call/WhatsApp on 9222214186