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28/05 Dheeraj Walia
CEO at Steps

Views:15654 Applications:1032 Rec. Actions:Recruiter Actions:253

AVP/Associate Director - Credit Approval/Credit Underwriting - Large Corporate Segment - Bank (6-15 yrs)

Mumbai Job Code: 702982

Job Title: Credit Approver/Credit Underwriting(Large Corporate) , Part of the Risk Function

Designation: AVP/Associate Director

Location: Mumbai

Job Description: Key Responsibilities

- Responsible for credit appraisal and approver of Large corporate clients in adherence to the organisations policy. Identifying and mitigating risk by taking decision on the exposure levels, collateral and guarantees for all regular banking and treasury products.

- Experience in carrying out due diligence and appraising projects across various sectors.

- Review and adherence of the rating methodology / framework for risk classification.

- Working closely with external partners to create the risk grading & portfolio management system.

- Manage credit risk across all products and transactions in wholesale bank.

- Active client interaction for risk assessment as well as execution of transactions.

- Manage business partner expectations within the Firm's risk appetite.

- Responsible for identification of other risks and escalation to relevant risk partners.

- Formulating specific policies and procedures including those required to comply with Regulatory framework.

- Creating underwriting matrix and grading for approval limits within the team.

- Regulatory interaction for Credit Risk Management.

- Maintaining a healthy portfolio to keep NPA's to the lowest levels possible.

Candidate Profile:

- Underwriting experience of managing large corporate clients

- Sound understanding of cross industry dynamics

- Sound Analytical skills & great interpersonal skills

- An effective team player

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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