Associate Vice President - Credit Risk & Monitoring/Mid Market - CA

Associate VP Credit Risk & Monitoring (Mid Market) - CA / MBA (Finance)

Job Description:

- Pre- Investment: Due diligence on Business Model and Operations, Financial and Governance Aspects.

- Post-investment: Periodic credit analysis & risk monitoring of partner companies in Mid- Market segment

- Emerging Corporates reporting on Early warning signals or signs of deterioration in Credit risk.

- Visiting partners and interacting with their top management and functional team to understand business model and identify potential risk areas. In case of risks identified, more recommendations on possible measures to mitigate risks through incremental and monitor progress

- Performing periodic credit analysis for client onboarding approvals, limit enhancements, setting covenants on Term-sheets across products.

- Adding to the body of understanding of asset classes in which the firm is working with a focus on identified sectors, by participating in due diligences with Business origination team, participating in credit committee meetings, research, blogs or any secondary study.

- Monitoring sector level risks and recommending necessary course of action at an entity and sector level as well as engaging with other stake holders such as the investors, credit bureaus, etc

Skills Required:

- Financial analysis skills to analyze partner entities in Mid- Market Space - Emerging Corporates

- Excellent oral and written communication skills.

- Technical Skills: Financial Statement Analysis, Business plan Analysis, Evaluation of Management & Governance, Operations etc.

- Detail-oriented, good prioritization skills, pro-active and, goal-oriented

- Strong analytical skills. Good understanding of products.

- Working knowledge of MS-Office tools.

- Ability to provide clear, succinct, and timely risk analysis reports

- Willingness to travel to client location to understand business and operational model.

- Experience of and ability to stretch oneself, work under pressure, handle multiple assignments simultaneously and deliver on deadlines.

- Strong work ethic, positive attitude, self-motivated individual having an ability to work individually and as part of a team