Associate Vice President - CMS Product Manager - BFS

Global Transaction Services Group is the Product & Product Sales function that provides product expertise to the various segments of the Bank, spanning Consumer Bank, Commercial Bank and Wholesale Banking divisions. Products range from to cash management (payment & collections solutions, Acquiring, Issuance, escrow services & dividend business)to trade finance (import services, export services, funded & non-funded products, forex remittance sand structured trade transactions).

- Product Management for Prepaid cards issuance & UPI P2M acquiring - P&L management, define product roadmap, driving sales, creating go-to-market strategies, product marketing, fintech tie ups and managing risks

- Deal with FinTech's /vendors/ payment aggregators to structure new solutions & launch new use cases including UPI TPAP arrangements & Cobranded prepaid card arrangements

- Provide leadership and overall direction for product architecture, design and releases, in lieu of rapidly changing highly competitive marketplace

- Drive business strategy & ensure that stakeholders across domains contribute to the overall product roadmap & objectives

- Monitor commercial success through P&L management as well as overall product performance and competitiveness in the marketplace & take corrective actions

- Develop product pricing and positioning strategies

- Work closely with engineering/tech teams to deliver with quick time-to-market and optimal resources

- Spot opportunities in the market, along with the relationship team, to target companies, industries and sectors and sell suitable product offering for them

- Interaction with potential customers to understand the technical requirement for system integration for TBG products / services

- Structure transactions, win the mandate and assist team in formulating transaction pricing to ensure revenue commensurate with risks and administrative efforts

- Ensure desired penetration of the product in the market through the relationship team by providing marketing support, visibility campaigns and brand presence

Job Requirement :

- Knowledge of new age digital products-UPI & Prepaid card issuance

- Immense knowledge in Acquiring and Issuance, preferably an Engineer with a MBA

- 5-7years of post MBA experience in product management in Cash Management Services

- Strong problem-solving skills and willingness to roll up one's sleeves to get the job

- Skilled at working effectively with cross functional teams in a matrix organization

- Excellent written and verbal communication skills