Associate Relationship Manager - Commercial Banking

Associate Relationship Manager - Commercial Banking | Delhi | Urgent

Job Title : Assistant Relationship Manager - CB

Department : Commercial Banking

Reporting To : Senior Vice President - Commercial Banking

A.Position Purpose: 

To assist RM's in the sanctioning process, credit monitoring, documentation, meeting the desired portfolio and TAT standards.

B.Position Responsibilities: 

Sr. Key Responsibilities : 

1 Assist RM to grow revenues, build asset book, contingents, and liabilities, and expansion of client base

2 Support in coverage of clients with revenues up to Rs.500 Crs

3 Credit analysis, risk identification, credit presentation (credit memo)

4 Delivery of banking solutions in collaboration with other parts of the bank

5 Work with product and support teams under the guidance of RM to ensure seamless credit delivery

Qualifications and Experience Requirement : 

Qualifications : 

Essential MBA from premier campus / CA

Experience : 

Essential 4 to 5 Years of experience in SME is a must

D.Competency Requirements: 

a.Technical Skills

Skill Attribute : 

Business Analysis - Credit writing skills with comprehensive coverage of all risk related issues

- Ability to spot new business opportunities;

- Interaction with clients;

- Strong communication skills - verbal, and written (including report writing, presentations, etc);

Knowledge Working knowledge of: 

- Client business including working capital cycle and growth requirements;

- Risk (credit / investment, operational, industry and general economy related, others) identification, mitigation and management;

- Banking products and procedures;

- Documentation

b.Behavioural Skills : 

Skill Attribute

Behavioural Skills - Self-Driven and Proactive: 

- High level ownership & Accountability

- Analytical Thinking

- Team Work

- Excellent communication skills

- Capability to handle interaction with senior management of clients and other external partners

- Problem Solving