Associate Manager/Manager - Policy Analytics - BFSI

Policy Analytics

There is an urgent immediate Opening with one of our esteemed client for Policy Analytics position.

Designation : Associate Manager/ Manager

Experience : 2-8 years

Location : Bangalore

High level Role Description :

- Conduct portfolio analytics and deep dives as required by country/regional/Group Retail Credit. Develop credit strategies across the customer lifecycle of Origination, Portfolio Mgmt and Collections.

- Create insights for Retail Risk by studying portfolio trends, performing necessary analytics such as segmentation, profiling, cut-off setting, stress testing, sensitivity analyses

- Timely identification of shifts in portfolio risk profile and re-aligning risk-measurement tools for effectiveness and continuously enhance data-driven credit decisions

- Provide analytical support to various Risk Reviews, perform adhoc analytical requests to support policy changes

- Participate in selective strategic initiatives to build and enhance Group's in-house analytics capabilities

- Embed Bank's risk management and decisioning framework in day-to-day work, ideate / self-initiate necessary analytics to drive portfolio performance

Competency expected in role :

- Strong logical reasoning ability. Ability to perform various industry standard complex statistical analysis in relation to credit risk problems

- Ability to work with data organized across platforms and formats (DB2 tables, SAS datamarts, Excel spreadsheets, text files)

- Ability to take hand-off of existing BAU processes, e.g. existing portfolio monitoring reports, dashboards in a seamless manner

- Ability to introduce automation / structure as and where required

- Ability to work with Excel spreadsheets, pivot tables for representation and visualization of results

- Maintaining the desired quality of analytics within stipulated timeframe

- Ability to work with multiple departments and stakeholders within the Bank to achieve end results.

Knowledge/skills/experience :

Eligibility criteria :

- Advanced degree (preferably Masters) in a Quantitative Discipline (e.g. Math, Stat, Eco, Engineering, Finance, MBA)

- 5-8 years desired relevant work experience

- Proficiency in SAS is a MUST with proven experience of working with large, complex data. Proficiency in Microsoft Excel is desired. General familiarity with all Microsoft Office applications.

- Sound knowledge of Financial Services products, in particular Retail Banking, is a MUST

- Sound knowledge of Credit Risk is desired with ability to perform related data analysis

- Good written and verbal communication skills.

- Only genuinely interested candidates should apply.