Associate Manager/Manager - Model Development

The Role Responsibilities:

- This position is for an Associate Manager/Manager with an advanced degree in a quantitative discipline; requires experience and proficiency in areas of statistics, applied mathematics, SAS programming language and a good understanding of retail banking / small business lending businesses.

- The individual will use these skills in the development of risk models (IRB, IFRS9, Custom Scorecards and others) and other risk analytics in retail banking / small business lending portfolios.

- Responsibilities include developing statistically derived predictive models, perform decision tree-based customer segmentation & profiling analyses, assist business implementation of sophisticated Regulatory and Scoring models and providing analytic support.

Qualifications:

- Bachelors / Advanced (Masters or higher) Degree in Statistics, Applied Mathematics, Operations Research, Economics, Engineering or other quantitative discipline

- Good understanding of retail banking / small business / consumer finance products and business life-cycles (e.g. sales, underwriting, portfolio management, marketing, collections)

- 1.5-9 in-depth years' experience in hands-on Statistical Modelling in credit risk for retail banking / small business / consumer finance portfolios

- Proficient statistical programming skills in SAS (preferred) or similar, strong analytical skills and understanding of quantitative and statistical analysis

- Hands-on experience in mining data and understanding data patterns

- Experience in directly interacting with Business and exposure to International markets will be a plus

Competencies:

- Analytical / Strategic / Conceptual thinking

- Attention to detail

- Problem solving

- Verbal/Written communication

- Presentation skills

- Highly motivated, organized and methodical

Regulatory & Business Conduct :

- Display exemplary conduct and live by the Group's Values and Code of Conduct.

- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matt