Associate - Global Risk - EMEA - Investment Bank

Associate - Global Risk - EMEA - A Leading Global Multinational Investment Bank

A Leading Global Multinational Investment Bank is currently hiring!!

Experience Required: 1 to 6 years

Roles and Responsibilities:

The EMEA Financial Institutions team covers around 400 Financial Institutions across Europe, Middle East and Africa. As a member of the team you will:

- Be responsible for independently reviewing and monitoring counter parties within the EMEA Financial Institutions portfolio, which includes Banks, Brokers, Insurers, and other Financial Institutions. Specifically, you will

- Write credit reviews and recommend credit ratings to senior management for approval. This includes an evaluation of the Counter party's business model, its credit profile, macro-economic and sector trends, CAMEL analysis, performance vs its peers etc. These are for existing Counter party's as well as new clients to be on-boarded

- Perform in-depth sector and peer reviews at appropriate frequency, highlighting key trends, growing risks and possible risk mitigation to be undertaken by the firm

- Participate in due diligence calls and prepare analytical summaries for transactions

- Assist the credit officers in setting and negotiating credit terms to be included in legal agreements with the counter party

- Monitor the performance of counter parties and also closely track developments related to the counter party, industry, economy, regulations, markets etc. which could adversely impact the credit profile of the counter party. Where necessary, detailed notes with the view/outlook and appropriate risk management action will have to be sent to Senior Management within the Risk Division

- Determining the company's trading capacity by assigning risk appetite to counterparties

- Set or rationalise credit limits in conjunction with business activity with the counterparty

- Investigate and close limit excesses by liaising with Front Office, Operations and Exposure Analytics team, to determine the cause and escalate genuine breaches as per

Credit Policies :

- Analyze stressed exposure under various scenarios, and provide commentary on the same

- Present to senior management at various forums on critical developments, areas of risk and sector / regulatory developments

- Prepare material and commentary for various senior management / regulatory asks

- Participate in projects related to rating methodology, portfolio monitoring, regulatory requirements etc

Mandatory Requirements:

- Experience in Insurance sector (MUST HAVE)

- Credit Analysis

- Credit Research

- Credit Risk

- Credit Rating

- Global Exposure

Qualification Required: CA OR MBA in Finance