Associate Director- Policy
Industry - Banking / Financial Services / Broking
Category - Finance
Skills - credit policy, credit
Job Type - Permanent
Description :
- Looking for a dynamic individual who would strategize and draft the credit policy for a new age Fintech company.
- Developing credit underwriting framework using alternative data and mapping it to credit signals and policies.
- Conducting detailed analysis of loan opportunities by integrating machine learning and data analytics with traditional financial analysis techniques.
- Developing a comprehensive credit model comprising financial statement analysis, projections, and credit metrics
- Empirically testing and monitoring these models, by designing tests and experiments to measure and evaluate customer credit behaviour.
- Ideating and launching next-generation lending products and structures that will drive the next round of innovation and disruption within the unsecured lending space.
- Providing thought-leadership on improving customer acquisition strategies, developing statistical models, and communicating analytical and credit ideas.
The Successful Applicant :
- Leading the end-to-end credit risk management process - from acquisition, underwriting, and authorisation, to customer management and collection.
- Developing credit underwriting framework using alternative data and mapping it to credit signals and policies.
- Conducting detailed analysis of loan opportunities by integrating machine learning and data analytics with traditional financial analysis techniques.
- Developing a comprehensive credit model comprising financial statement analysis, projections, and credit metrics
- Empirically testing and monitoring these models, by designing tests and experiments to measure and evaluate customer credit behaviour.
- Ideating and launching next-generation lending products and structures that will drive the next round of innovation and disruption within the unsecured lending space.
- Providing thought-leadership on improving customer acquisition strategies, developing statistical models, and communicating analytical and credit ideas.
- Team Leader
- Ability to think out of the box
- Opportunity to Build from scratch
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