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07/08 Naba
Business Partner at Scrabble

Views:916 Applications:240 Rec. Actions:Recruiter Actions:8

Assistant Vice President - Credit & Risk Function - Unsecured Lending - NBFC/FinTech (10-15 yrs)

Mumbai Job Code: 1298191

Exp : 10 - 15 Years


Some Key Responsibilities :

Unsecured Lending Product:

- Credit Underwriting, Credit Operations - Responsible for also consistently tracking market and defining implications on the company

- New school, College and Institute onboarding Risk due diligence

- Accountable for maintaining & constantly innovating & updating our underwriting logic including building proprietary policy & early warning signals working in conjunction with the data Analytics team

- Accountable for keeping our NPAs under control. Establish Credit Rating system and Develop integrated Risk Management policy framework for all aspects of risks across the products

- Draft and develop Credit Risk Management policy for the Credit team and review/update to comply with the local banking law and regulations as and when required

- Ability to influence a culture of risk awareness in the organisation.

- Set objectives for measuring, monitoring, evaluating and mitigating the risk exposure and ensure that they are reported in a timely manner

- Implement a set of risk metrics and reports, including losses and incidents, key risk exposures, and early warning indicators

- Ensure that the risks are properly addressed in terms of compliance with existing rules and regulations established by internal, local regulators

- Develop predictive dynamic monitoring procedures/systems for the Credit Risk team

- Coordinate with cross-functional teams like IT, Operations, Finance, Legal, Compliance, Product, Analytics etc

REQUIREMENTS:

- Bachelor's Master's Degree in Finance, Business, Economics or related field

- Having at least 6+ years progressive experience in the Risk Management field with Banks/Credit Card companies

- Experience in credit & risk function at banks, NBFC or fintech - including underwriting, credit operations and collections

- Understanding of statistics and quantitative data analysis methods

- Knowledge of modern regulations and practices related to credit risk

- Excellent analytical and problem-solving skills.

- Excellent communication, organizational and managerial skills.

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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