Assistant Manager/Manager - Product - Digital Lending

The key person will work closely with Product Manager (AVP) to plan and execute throughout the product life cycle. The ideal candidate will be responsible for developing and executing product strategies, identifying new product opportunities, and working with cross-functional teams to ensure successful product launches/ facilitating new partner onboarding for the digital lending business.

1) Onboarding New Partners:

- Build lending products (Personal / Consumer Loans/Line of Credit) through partnerships with various channel partners so that loans can be given to customers in a completely digital manner.

- Leading all API integration efforts to enable small and large players to integrate with DMI systems.

- Collaborating with cross-functional internal & external stakeholders to detail out for Tech team new requirements in tech stack.

- Develop product pricing and positioning strategies.

2) Products Strategy / New Product Launches / Customer Insights

- Manage the entire lifecycle of the product / program from conception to final release and ensure that it can handle the complexities of the business.

- Partner with engineering, and other stakeholders to scope and build features that solve and create new opportunities.

- Work to ensure new products such as Cards, Insurance, Customer onboarding platforms are done timely.

- Gather, review, and interpret qualitative & quantitative data to uncover new product insights.

- Define and create metrics to measure the success of the product. Work on continuous enhancements at each stage of the product life cycle

- Gain a deep understanding of customer experience, identify, and fill product gaps and generate new ideas that grow market share, improve customer experience and drive growth.

- Drive detailed PRD and its metrics to measure the performance.

3) Product Analytics / Research

- Form and test hypothesis using data from in-built analytics, funnels, database & other sources.

- Conduct market research and develop insights into user behavior especially around user needs to improve existing products.

- Track product adoption, funnel conversions, A/B tests and optimize them to achieve business and product objectives.

Competition Research

- Conduct research on fintech and other competitive developments in the ecosystem in India or global.

- Ideate basis the research on new functionalities / products to be built.

Educational Qualifications

a) Qualifications

- Minimum Qualification required: Graduation

- Qualifications preferred: MBA or equivalent preferred

b) Work Experience

- 2-5 years of experience in product management. Experience in Lending Domain (Banks, NBFC, Fintech) preferred.

- Strong analytical, prioritization, and negotiating skills

- Excellent communication skills with the ability to communicate effectively with technical and non-technical stakeholders.

- Well versed with Wire framing, BRD, PRD and feature detailing

- Comfortable with Tech Stack/Understanding of API Architecture

- Passion for building great products to solve customer and business problem