Assistant Manager - Credit Analyst - Bank

Jobholder will be part of the team which is responsible for credit risk analysis, monitoring and limits administration for Banks/ FI counterparties globally. The team supports onshore credit officers by preparing annual credit review papers and in administration of risk limits/ exposure on this portfolio.

- Effective credit risk management of the assigned portfolio of financial institution clients (mainly banks).

- Preparation of annual credit review packs and Industry reviews.

- Supporting onshore credit risk officers in day-to-day risk management activities.

- Managing day-to-day credit limit requests for trade finance and treasury transactions.

- Managing within a set of credit limits assigned by the onshore credit officers to individual clients and portfolios at product and country level

- Maintaining accurate and up to date information in the Banks credit systems

- Ensuring compliance with Bank's credit risk policies & procedures and internal controls framework.

Credit analysis and monitoring:

- Credit risk assessment of client banks/ financial institutions and country banking sectors

- Preparing high quality, concise but comprehensive credit notes covering analysis of:

a) quantitative factors such as asset quality, capitalisation, liquidity, funding profile, portfolio concentrations, earnings quality, etc.

b) qualitative factors such as management quality, business profile/ strategy, and macroeconomic & regulatory environment, and

- Developing and maintaining analytical databases of clients financial information and industry aggregates/ averages/ peer comparisons at both local and regional level

- Closely monitoring developments related to regulatory, industry, counterparty as well as market indicators such as external ratings, share price, CDS spreads and escalating problems and risk issues to onshore credit officers in a timely manner.

- Rigorous and continuous monitoring of exposure against risk limits.

Skills:

- 3+ years experience in credit analysis/ risk in Financial Institutions.

Only Mumbai Candidates

Shift timing: 10:30 a.m. - 7:30 p.m