Exp : 8 - 12 Years&nbsp; About the company : Arthmate is changing the traditional lending models across the spectrum of Business Lending, Group Lending and P2P financing products. We follow partnership-based models to create innovative lending solutions in collaboration with some of the top Fintech companies in the country. To know more about us, visit us at : www.arthmate.com Job Description : - End-to-End ownership of Product and Credit life-cycle. - Developing Product policy and processes and ensure Implementation in compliance to credit guidelines. - Creating new products and suitable amendments in the existing products. - Drive new product / feature development from start to finish - write specs, work cross-functionally with engineering, data, design &amp; QA team to launch features, analyze results and iterate on feature/product. - Onboarding new partners and ensuring end to end closure by strengthening relationship across various Channels for Institutional Deals. - Assessing credit risk for Secured and Unsecured Loan and responsible for end-to-end analysis of 'Financial Documents' and proposal appraisal of salaried and self-employed borrowers. - Assess income to obligation ratios, loan to value ratios, in-depth knowledge of rationale behind calculation of ratios and its impact on loan performance over long tenures. - Manage 'Portfolio Movement' and present 'DPD-Analysis' on monthly basis to Management/Leadership team. - Provide Market intelligence from a competition and customer standpoint and suggest Product and Credit policy revisions in line with changing market conditions. - Working closely with the Business Heads, Sales, Ops and Financing Partner to solicit ideas for new products and ensure a seamless disbursal and post-sales journey for customers. - Liaise with In-house Technical Team for development of LOS &amp; LMS for the feature/product. - Gain a understanding of customer experience, identify and fill product gaps and generate new ideas to improve customer experience and drive growth and market share. - Maintain awareness of competitive products, potential competitive products, competitors, and competitor capabilities and help to organize this data into meaningful product roadmap. Desired Candidate Profile (Education Qualifications, Work Experience and Skills) : - Graduate/Postgraduate/MBA (Finance) from Tier-1/2 institute with CA / CA-Inter (IPCC Pass) certification. - 5-10 years work-experience in Banking or NBFC in a 'Product and/or Credit Manager' role. - Prior knowledge of 'Credit Underwriting' and 'negative profiling' will be an added advantage. - Strong business acumen and a passion for delivering outsized outcomes. - Strategic thinker with strong communication skills to define a long-term vision and ability to drive/execute results through process compliance by aligning stakeholders to drive up product adaption. - Should possess logical thinking and analytical skills to troubleshoot and solve problems. - Must be self-motivated and willing to work in a fast-paced startup environment and should be able to dissect and tackle ambiguous business challenges. - We are an 'Equal Opportunity Employer' and encourage female/s to apply.

Gurgaon/Gurugram

 Arthmate - Head - Product & Credit 

 Arthmate - Head - Product & Credit  ,Job Description for  Arthmate - Head - Product & Credit  in Arthmate Private Limited in  Gurgaon/Gurugram for (8-12) years of experience. Apply Now!

Job Description for  Arthmate - Head - Product & Credit  in Arthmate Private Limited in  Gurgaon/Gurugram for (8-12) years of experience. Apply Now!