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11/02 Reshma Ali
Recruitment Consultant at Steps India

Views:612 Applications:163 Rec. Actions:Recruiter Actions:75

ARM - Wholesale Banking SME (4-10 yrs)

Mumbai/Navi Mumbai/Thane Job Code: 891306

Job Description:

- Will have the primary responsibility of doing Credit & Financial analysis and submission of CAMs for new clients or transactions to Risk for approval.

- Will be responsible for Annual renewal / quarterly financial memos for clients in his/their portfolio.

- Keep track of any impact of post significant events: e.g. stock price movement, Rupee depreciation.

Setting up an early warning system :

- Analysts will monitor covenants and other metrics on an ongoing basis and submit report to the RM/Risk.

- Monitor key client submissions and highlight to management on potential delays in: stock statements, valuation of any security as applicable, insurance statements, security creation lags.

- Track external credit ratings and update management on change of ratings.

- Filter any regulatory changes/announcements/guidelines and extract those that are most relevant for business - to highlight to Business Team on monthly basis.

Portfolio Management :

- Quarterly/yearly portfolio review - focused on trends that may impact credit quality.

- Stress Test on the portfolio, in line with emerging regulatory expectations.

- Monitor for early warning signs and highlight any potential issues to management.

- Responsible to manage internal and external audits, and ensuring full preparedness for any audits.

- Build and leverage the sectoral experience for getting approvals across different players in same sector.

- Collaborate with the various internal stakeholders particularly in Risk, Products, Legal & Compliance.

- Meet Clients on a regular basis.

Client Servicing and Documentation:

- Service the clients requirements, manage the disbursements, ensure better utilization of the credit facilities.

- Documentation of various credit facilities including negotiations with clients in order to maintain prescribed standards.

- Support the RM in maintaining effective client relationships to service client needs on corporate banking and other products.

Women-friendly workplace:

Maternity and Paternity Benefits

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