Area Credit Manager - Unsecured Business Loans

ACM-BL(Unsecured)

Job Responsibilities

- Work in Advance-suite system according to Business Loan profile cases.

- Check the CIBIL and EDC details of the customers for the loan application.

- Check the Online-eCommerce rating & Sales of the Merchant to judge the eligibility.

- Check the acquired files and scrutinizing the necessary documentation as per the applicant profile and ensure that documents for application are completed correctly with the required authorization & signatures.

- Credit Appraisal-Underwriting of business loan files as analyzing applicant's financial status and credit evaluations to determine feasibility of granting loans with preparing Credit Approval Note (CAN).

- Meeting with applicants (PD) to obtain information for loan applications and analyzing the financial situation of the client through business place visits.

- Handling the complete Credit & Backend process at branch level and train the resources regarding Credit, Operations and Sales documentation part.

- Active engagement with 3rd party vendors and track completion of all necessary verifications/checks related to the loan application within the required time.

- Ensuring maintenance of TAT for Business Loan proposals at an acceptable level.

Male candidates are preferred

Salary offered: 10 - 15 LPA