Area Credit Manager - LAP - NBFC

Area Credit Manager - LAP - NBFC Firm

- Credit assessment and underwriting of loan applications based on product and policy norms - end to end from login to disbursal of loans

- Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials

- Disbursal of loans including all checks and verification

- Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices

- In-person meetings and discussions with clients

- Responsible for maintaining the processing TAT

- Vendor management, including quality monitoring

- Mandatory Qualification - Chartered Accountant/ MBA in Finance

- Working knowledge of mortgage underwriting especially in the subjective underwriting phase & has worked in the same geography as role

- Good to have - Basic financial knowledge of P&L / Balance Sheet and financial ratios

- Ability to work in unstructured and evolving situations with an open mind

- Adhere to expected TAT without compromising on quality

- Work collaboratively with Sales and Operations team in the location to achieve strategic business goals

- Ability to understand customer needs and be responsive

- Technology skills - understanding of and working with existing market technologies in the mortgage industry