Area Credit Manager - LAP - BFSI - CA

Urgent opening for one of the leading Indian Bank

Job Description :

- The incumbent will be responsible for underwriting LAP/ Small Ticket mortgage proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.

- To conduct personal discussion with customers to establish credit worthiness.

- The incumbent will ensure completion of Credit/KYC documents and verification- telephonic, field & collateral visits by team.

- To Co-ordinate with Area Sales Manager (ASM) to Achieve budget targets and ensure Credit TAT or SLAs are met.

- To ensure Credit Policies adherence to the accepted standards.

- To control and contain front-end bounces by calling up customer on first presentation.

- To manage and supervise a team of Credit Underwriters at locations managed by him and provide guidelines.

Requirements :

- CA Qualified is a must.

- Must be having minimum 6 years of experience.

- Minimum 4 years of experience into LAP.

- Age limit - 40 years.

- Must be having experience into banking.