Area Credit Manager - Banking

Responsibilities:

- Underwriting of Secured Loan & Unsecured Loan

- Make optimal use of the Loan Origination System and Loan Management system

- Maintain Credit TAT

- Manage Credit Underwriting as per policy

- Monitor Delinquency and NPA to budgeted levels for the product

- Manage Credit Cost as per approved budgets

- Give feedback to Credit Policy based on experience of underwriting

- Data Slicing/ Analysis and publishing of the reports

- PDD monitoring

- Industry Analysis

Key Skills:

- TAT

- Portfolio Quality

- Quality of Appraisal

- Cost Management

- Implementation of Processes