Area Business Manager - Acquisition - Agri Working Capital

Department - Agri Business Group (Agri SME - Working Capital Loans) - Acquisition

Job Title- Area Business Manager (Grade - M5 - AVP)

Reporting to- Regional Business Manager

JOB Role -

- Manage team of Acquisition Managers to source NTB customers in Agri SME space.

- Acceptable knowledge of respective geography & ability to quickly recruit quality team members.

- To understand customers business model, decent ability to appraise financials & identify suitable NTB business opportunities for Working capital (fund based/non-fund based) & Term Loan facilities in Agri, Food processing & MSME Industries.

- Cross sell liability & other third party products on newly on boarded customers.

- Closely work with Credit & risk function, legal & technical teams, RCAD & GR/GTS team for smooth customer onboarding & effective risk management.

- To collaborate with internal bank channels & develop open market sourcing thru DMA's, CA's & financials consultants. Ability to develop network & channels in various business segments thru associations & industry bodies, ware house managers etc

- Improve efficiency by monitoring & suggesting improvement in processes basis ground reality & market trends

Job Requitements-

- CA / Post Graduate Diploma / Post Graduate in Banking and Finance / Commerce etc.

- Strong oral and written Communication

- Relationship Management Skill

- Leadership Skills

- Local Market Knowledge will be an added advantage

- Minimum SME funding work experience 5 years