APAC Financial Services - Credit Analyst - CA

Key Responsibilities-

Responsibilities % Time Spent / Weight-age

1. Evaluation, analysis and appraisal of Credit proposals 50

2. Constant Updation of credit data & financials of borrowers 25

3. Credit Monitoring 25

Work Profile :

- Evaluating the credit needs of clients and doing the required analysis to support the origination teams

- Involved in credit risk appraisal of corporate, preparation of notes and CMA by analyzing financial statements and annual reports, industry analysis, management analysis, business analysis, ration analysis to detect potential risk triggers or stress signals and take appropriate steps to mitigate risks

- Liasioning with internal control groups such as Credit Operations, Middle Office, Legal and Secretarial and presenting the assessment to relevant internal forums

- Reading and understanding Equity Research reports by Foreign and Domestic institutions and focusing on key parameters of company, industry and macro levels

Skills required -

- Excellent verbal and written communication skills, including the ability to create organized and informative

- Good interpersonal skills and ability to work well with team mates

- Self-motivated and driven

- Attention for detail and good head for numbers