Anand Rathi - Credit Manager - SME/Retail Lending

Kindly find below the Job Description - Credit Manager - SME

- Responsible for Credit appraisals of loan applicants within defined policy guide lines & Accordingly recommending them for the approval to higher Authorities.

- Assessing Credit Worthiness of the potential client by studying financial History basis documents Submitted,market information, reference checks.

- Underwriting and making Proposals of cases with the desired level of the higher Authorities.

- Ensuring systematic and timely verification Processes,Coordinating with the verification agencies.

- Finalization of terms & Conditions of the proposal in consulting with the heigher Authorities

- Timely Processing Other proposals to ensures the faster Tat.

- Ensuring Adherence to the internal credit policy, RBI Guidelines & Guidelines specific to Nbfc's.

- Vendor relationship management Like Rcu &Fi Agencies.

Education:

- MBA in Marketing/ Finance from Tier I / II College

- Outstanding academic record