Credit Rating Analyst / Sr Credit Rating Analyst
Assignment Brief:
Position Title: Credit Rating Analyst / Sr Credit Rating Analyst
Department Ratings:
Location: Mumbai/ Pune /Hyderabad/ Gurgaon/ Bangalore
Job Purpose:
- The role is primarily responsible for assessing credit worthiness of companies through analyzing financial statements and preparing ratings report
- The role provides subject matter expertise to the team and is responsible for handling complex reports
- Contributing to Research
Key Responsibilities:
- Analyzing financial statements, performance and trend analysis for assessing the credit worthiness of the company
- Independently handling rating assignments for entities of varying sizes and preparing reports and rationale for the assigned ratings
- Preparing rating report by including profile of the rated company, key rating considerations, credit risk assessment, ratio analysis like proficiency, turnover & solvency, financial projection/modeling, operational & industry analysis
- Adhering to standard operating procedure & policies
- Conducting research on the industry in which the company is operating and keeping a track on the performance of the industry as a whole
- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the businesses
- Ensuring quality check of the work deliverables
- Assist senior analysts in areas related to credit evaluation and monitoring
- Providing guidance to peers
Qualifications and Functional Competencies:
- Preferably a CA (1st Attempt), or an MBA from Tier 1 /2 /3 with experience in Mid / large corporate analysis
- Senior Analyst role 2 to 8 years experience of analyzing
- Ability to understand the business of clients
- Ability to analyze financial statements
- Good understanding of the financial and banking sector
- Analytical bent of mind
- Ability to create impact through the expertise
- Interpersonal skills
- Good report writing skills
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