Analyst - Hindsighting - Business Banking Credit

Role/ Job Title: Analyst-Hindsighting (Business Banking Credit)

Function/ Department: Business Banking Group

Job Purpose: The role entails formulation and implementation of BBG policy and regular monitoring of portfolio from credit risk perspective. Role will closely collaborate with BBG Business team - Product Manager, Operations, Sales, IT, Credit, BIU for same.

Roles & Responsibilities:

1. Designing new product program with extensive market research and benchmarking.

2. Adherence to governance and control framework.

3. Reduction of Risk Related costs.

4. Identifying portfolio trends and generating portfolio level MIS.

5. Monitoring of EWS and Portfolio Delinquency.

6. Mapping impact of external environment on portfolio by involving into Industry research.

7. Understanding and Implementation of best practices from industry from Risk perspective.

8. Recommend process changes in order to improve efficiency and quality across the assigned area.

9. Leverage in-house synergies through collaboration with internal stakeholders.

10. Regular Training to Credit and Business Team.

11. Spearhead initiative to improve efficiency & portfolio health.

12. Understanding of Digital processes adopted by the bank and pro-actively identify areas to leverage the same to drive efficiency.