Analyst - Credit - Bank

Age: 25 to 28 Years

Qualification: CA/ MBA (Finance)

The incumbent has to work along with the relationship manager, developing the credit skills and at the same time giving exposure to interact with the clients.

Essential Duties and Responsibilities:

- Assist the team on live transactions as well in business development.

- Support team in transaction appraisal & execution, including preparation of detailed credit appraisal of transactions, project evaluation, industry analysis, risk assessment & mitigation, financial analysis, sensitivity analysis, preparation of transaction documents and conducting site-visits.

- Present investment proposals before the Credit Committee/Senior Management, substantiating analysis and merits of the transactions.

- Work with the team in legal documentation, execution of legal agreements, KYC checks & compliance, disbursement, and coordination between the customer, legal, operations, internal audit, accounts and treasury teams.

- Post Disbursement Portfolio Monitoring including collection monitoring, project tracking, managing account formalities and responding to credit events.

- Track industry dynamics and regulatory trends.